Summary Plan Description

 

Type of Plan

 

Effective January 1, 2016, Hand Surgery Associates of Indiana, Inc. amended its 401(k) plan. The plan is named the Hand Surgery Associates of Indiana, Inc. 401(k) Plan, but it will be referred to in this summary as the Plan. The Plan contains a cash or deferred arrangement, and once you're eligible to participate, you can contribute to the Plan on a tax deferred basis by payroll deductions.

 

Plan Sponsor

 

Hand Surgery Associates of Indiana, Inc. is the sponsor of the Plan, and will sometimes be referred to in this summary as the "Sponsoring Employer," the "Employer," "we," "us" or "our". Our address is 8501 Harcourt Road, Indianapolis, IN 46260-2046; our telephone number is (317) 875-9105; and our employer identification number is 35-1298203.

 

Purpose of This Summary

 

This booklet is called a Summary Plan Description (the "SPD") and it is meant to describe highlights of the Plan in understandable language. It is not, however, meant to be a complete description of the Plan, nor is it meant to interpret, extend or change the provisions of the Plan in any way. If there is a conflict between this SPD and the Plan, the provisions of the Plan control your right to benefits. A copy of the Plan and related documents are on file with the Plan Administrator and you can read them at any reasonable time. Also, no provision of the Plan or this SPD is intended to give you the right to continued employment or to prohibit changes in the terms or conditions of your employment. If you have any questions that are not addressed in this SPD, you can contact the Plan Administrator (who is described in the next section) during normal business hours.

 

Who to Contact for Account Questions

 

Schwab Retirement Plan Services, Inc. is the plan recordkeeper. Participant Services Representatives are available at (800) 724-7526 Monday through Friday, 7:00 a.m. – 11:00 p.m. ET if you have questions about your account or want to know more about saving.

 

Account Access

 

You can check balances, request investment information, choose investments, change how much you save, and more at (800) 724-7526 or www.workplace.schwab.com.

 

Summary Plan Description Download

 

Download Summary Plan Description

Summary of Material Modification

 

Social Security Website

 

Click here to visit the Social Security website for more information and tips.